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In this video tutorial from the com tier Security Plus course by Chuck and Jeremy, the importance of safeguarding credit cards while dining out is discussed. The presenter shares a personal experience of having their credit card cloned after handing it to a waiter during a holiday in South Africa, leading to unauthorized purchases. This highlights the risk of credit card skimming and the ease with which it can occur. The presenter emphasizes the necessity of keeping track of credit and debit cards and ensuring they are not left out of sight or accessible to others. The video will also demonstrate how credit card skimming and cloning work using a device.