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In a recent case, former Louisiana sheriff's dispatcher Kellen Spadoni discovered a financial error where Charles Schwab mistakenly transferred over $1 million into her account instead of $82.56 intended for another account. Instead of notifying the bank, she transferred the funds to another account and used them to purchase a home and an SUV. Spadoni has now been arrested for theft and is facing a lawsuit from Charles Schwab, who claims she ignored multiple attempts to recover the funds. Legal experts discuss the implications of the bank's mistake and the lack of legal rights to keep the money.