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Hi, Lee Phillips, Im an attorney. I deal on estate planning a lot. In fact, Im a Supreme Court counsel. Let me talk to you about opening a bank account in the name of a living revocable trust. You set up the living irrevocable trust. Everybody says, OK, youve got to fund the trust. Actually, the lawyer, half the time or three quarters of the time, writes you a letter that says, you know, the trust really needs to be funded. Well, funding the trust is the key element of the trust. If its going to avoid probate, its got to be funded. That means it has to own the cars, the house, the boats, the bank accounts, the brokerage accounts, everything. Lets do a bank account. Youre going to get out of the bank-- and 35 years ago, when I started doing this, none of the banks understood what a living revocable trust was. Youd roll in with the trust. Youd say, I want to put the bank account of the trust. And the little girl would look at you like huh. Today, most of the banks understand the