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a cease and deist letter is something that you will write if you dispute a debt that a creditor is harassing you about so its not just to say stop harassing me but its if you feel like you would go in front of a judge and the judge would rule in your favor then you may want to consider writing a cease and deiss letter one thing you need to do is to keep track of who contacting you um the amount you owe on the debt or that they say you ow owe on the debt why you would dispute the debt the times that theyve called you the days that theyve called you and you basically write the letter contacting a specific person regarding specific phone calls and letters and demand that they stop contacting you regarding the disputed debt in the letter you need to be as specific as you possibly can you cant just say please stop contacting me thank you you need to be as specific as you can you will want to send the letter certified mail return receipt requested that way you know that they received th