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all right so Im gonna call you out if you have been checking your bank account balance here and there just to make sure theres still money in it its not really helping you is it because at the end of the month youre still wondering what the heck you spent money on did you actually make a dent in your debt or are you saving for your financial goals and spoiler alert not really in this video we are going to be talking about how to set up your budget for the month so that it reflects your real financial goals and gets you back to spending on the things that you truly love check it out [Music] thank you hey guys its Justine with debt free Millennials the channel to help you crush your debt and live payment free and it all starts the number one tool that has helped me pay off thirty five thousand dollars in student loan debt in two and a half years making a thirty seven thousand dollar salary is the budget it always starts with the budget and I think this is one tool that people often