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In this video tutorial, Chris Peach from One Easy Credit Union explains credit union share certificates. A share certificate is a type of savings account offering a fixed interest rate in return for a commitment to keep funds saved for a specific period, typically ranging from three months to five years. This commitment rewards account holders with higher dividend rates compared to regular savings accounts. The video clarifies that share certificates are very similar to certificates of deposit (CDs), with the main difference being the institution offering them.
