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all right so number three were gonna start adding some complexity to our model we had some assumptions that were built in earlier that were probably not that realistic so Ive modified our table and were gonna start putting some constants up here at the top so lets start with inflation rate this ones a tough one I mean theres probably gonna be some inflation over time though inflation the rate tends to the rate has tended to get smaller over time rather than larger you know youre just gonna have to guess what a realistic one is for you right now inflation in the United States is barely over 1% per year Im gonna just put in 2% you know I cant predict the future nobody else can either but I think you need to have something that looks like a realistic inflation rate baked into your model because again when you give that three point something million dollars in the future its not gonna be worth three point something million dollars is gonna be worth something less than that okay