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A photography payment plan is an agreement between a photographer and a client for the use of photography services or images. While some photographers prefer to collect the full amount upfront, offering payment plans can make expensive services more accessible and affordable for clients. Additionally, these plans may incur interest, benefiting photographers financially. A payment plan contract should include: names of both parties, a description of services, total balance due, repayment plan details (down payment, interest rate, start date, repayment period), payment instructions, late payment terms, signatures, and other relevant provisions. For legal document templates, visit eForms.