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When receiving a debt-collection or default notice from a mortgage lender, it's crucial to understand how to respond. Michael Wasik, a Florida foreclosure defense lawyer, emphasizes the importance of recognizing the content of such documents. He has assisted many homeowners in managing foreclosure situations with dignity. The key is to comprehend the specifics of the notice before determining an appropriate response. It's vital for homeowners to be informed about their rights and options to protect their homes effectively. Properly addressing these notices is the first step in navigating potential foreclosure challenges.