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In this tutorial, the presenter explains how to create a personal loan agreement using the docHub PDF format. The process begins by selecting the desired format on the webpage. The tutorial demonstrates filling out a form, starting with the loan's effective date (May 24, 2015). The borrower is identified as Johnny Appleseed, residing at 123 Apple Way, Appleville, Texas. He is lending $10,000 to his wife, Nancy Appleseed, who lives at the same address. The borrower agrees to repay the loan within one year. The video continues to fill in the specific details of the loan agreement.