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The tutorial demonstrates how to create a personal loan agreement using DocHub PDF format. To begin, visit the specified webpage and select the desired format. The video shows filling out a fillable form, starting with the date (e.g., May 24, 2015) and naming the borrower, Johnny Appleseed, with his address. The lender is identified as his wife, Nancy Appleseed, who shares the same address. The agreement outlines the repayment terms, specifying that the borrower promises to repay the lender $10,000 within a year. Additional details about the loan are also included.