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one of the negative consequences is inflation so if we can borrow on a 30-year term at three percent and the inflation happens to reverse roles but the inflation is higher than than uh the interest rates you can actually make money by borrowing money so in in the past its always been thought that cash is Cash is an asset um and debt is a liability but it actually the roles have begun to reverse recently uh with this relationship change so actually being a borrower as uh is more of an asset now and um being a lender is becoming more um you know of a position not to be in if you are able to borrow money at three percent for 30-year terms which we can do with real estate and theres no other vehicle to do that uh thats the best way to borrow money and have the inflation uh help you uh work that down over time so its a great time right now to buy rentals although you know we know what the uh with the the crazy Market its kind of hard to find good deals but uh that you know that being