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In 2021, President Biden urged the Federal Trade Commission to prohibit non-compete agreements. These agreements prevent employees from working for competitors for a specified duration, during which they are also barred from receiving payment. For instance, a three-month non-compete means an employee must refrain from starting a new job and will not earn any income during that period. This practice limits employees’ opportunities to earn higher wages in new roles. It is particularly impactful in industries like finance and fintech, where the inability to transition to higher-paying positions could potentially release over $300 billion in wages into the market if these agreements are banned.