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Oh welcome everybody to another episode of the good deeds not investing podcast Im your co-host Chris 70 and today were gonna talk about converting a contract for deed into a mortgage deed of trust whatever you know whichever Avenue that state has and as part of this we have special guests Russell ODonnell from it called the underwriter Russ how you doing today great Chris thanks for having me this morning no problem so first just mentioned for those who dont know a little bit about me and then Russell let you do an intro as well as I mentioned we co-host this podcast and my background Ive been in real estate for 20 years and when I was doing construction management and I had managed over about 700 million in place on some pretty cool large projects and right now Im currently managing portfolio about 200 active notes including having 506 B in a 506 C fund to run those through and my goal is to share experiences and educate people in the notes base thats kind of the reason Russ