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A consulting agreement with a retainer is a contract between a consultant and a client that requires an upfront payment for services. This retainer fee ensures the consultant's availability for a designated number of hours. Some consultants opt for this approach to cover their initial costs and secure payment, especially in case the business relationship does not continue. The choice to charge a retainer varies based on the consultant's work and preferences. Generally, retainer agreements include a minimum deposit or a pre-agreed number of hours for service, making them distinct from agreements without a retainer.