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The video tutorial begins with a disclaimer that it is not sponsored and contains no affiliate links. The recommendations shared are based on personal experience and insights from peers in freelancing and creative businesses. The speaker recounts starting their calligraphy business in 2018, highlighting a scenario where they receive a custom commission for $50. They recommend using invoicing software like Wave, Stripe, and PayPal, praising their lack of subscription fees but noting a standard fee of 2.9% plus 30 cents per transaction for credit card payments. The speaker encourages viewers not to be discouraged by these fees when offering credit card payment options.