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The tutorial demonstrates how to create a personal loan agreement using DocHub PDF. Users are guided to select their preferred format—DocHub, PDF, Microsoft Word, or rich text format—with a recommendation for DocHub due to its ease of use. The form is fillable; users can enter details such as the effective date, borrower information (example: Johnny Appleseed at 123 Apple Way, Appleville, Texas), and the loan specifics (example: lending $10,000 to his wife, Nancy Appleseed, with a repayment period of one year). The tutorial emphasizes entering necessary details regarding the loan agreement into the form.