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hey lugonauts ive got a quick one for you today but it covers something that i get a ton of questions about how do i claim a claimable balance im going to show you how to look up your claimable balances and claim them or turn them into some xlm all without the use of any wallet were going to be using the stellar laboratory no big deal if youre unfamiliar with it its super simple to use if you want to learn a little bit more about the lab i did a whole video covering how to do stuff in there and ill put the link to that at the end of this video so real quick lets go over what a claimable balance is so a claimable balance in essence splits a payment into two separate parts a send and a receive this differs from a normal payment where the send and receive happened at the same time and certain conditions such as a trust line to that asset on stellar must exist beforehand so a claimable balance would kind of be like your grandma mailing you a check they did their part and sent it bu