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at the end of your car lease you have the option to buy the car which usually requires a lease buyout loan while its like a car loan there are some nuances you should understand but first what is a lease buyout loan a lease buyout loan gives you the funds to buy out your lease when it expires instead of turning the car back into the leasing company you buy it and become the owner a lease buyout loan is like a car loan but not all lenders or banks offer them since there is some risk if you want to buy out your lease youll need financing first make sure your leasing company will allow you to buy out the lease you can secure financing from a lender offering a lease buyout loan if available the interest rates and terms are similar to a traditional car loan but many lenders have restrictions on how old a car can be or how many miles it can have to decrease their risk of a loss lenders banks and credit unions offer lease buyout loans but not all do make sure youre specific in your reques