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This tutorial demonstrates how to create a personal loan agreement using the DocHub PDF format for ease of use. The process begins by specifying the agreement's effective date, which is entered as May 24, 2015. The borrower is identified as Johnny Appleseed, residing at 123 Apple Way, Apple Hill, Texas. The agreement details that he is lending $10,000 to his wife, Nancy Appleseed, who shares the same address. The borrower promises to repay the loan within one year. The tutorial emphasizes filling in the relevant blanks on the form to complete the agreement.