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welcome to the webinar powerpoint three realtor advantages of working with future dream home atlanta were about to go over that right now how you doing today my name is esar davis with future dream home atlanta and were we also work in north carolina as well so this is not just for georgia this is for uh north carolina as well so definitely if youd like to get in touch with me my info is email us info at future dream home atlanta dot com were here to service your knees ive been in a loan officer for over 10 years so um understand it pretty dang well all right so lets get started sam carruthers will be our account executive hes with uwm hes going to help us speed in service we have that lets talk about it we close in 12 days or less import issan submit all the way down to final docs we do that in less than 12 days so youre like how can we close in 12 days if we dont have the appraisal back well we have a thing called appraisal waiver um where if the property qualifies we can