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Just because closing day has come and gone doesnt mean youre necessarily done with a file. Skippin post-closing due diligence can leave you and your client vulnerable. And heres why: The process of filing a lien release is a lot more complicated than it used to be. Way back in the day, mortgages were originated by the local bank down the street. So when it came time to file a lien release it was just a short walk to the county recorders office to get it done. Now, thanks to technology and the secondary mortgage industry things are not so simple. Lenders are thousands of miles away and can no longer walk to the county recorders office and file that release. So its no longer prudent to assume that its just been done. Reason number two: 10 million documents are rejected by county recorders every year. And for reasons like incorrect fees, unreadable documents, a notary seal that isnt dark enough, or the docs were just sent to the wrong county. So even though you sent the payoff to
