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first and foremost when somebody goes into a bank and they ask for a mortgage and sit down with the mortgage broker very quickly the mortgage broker will give them the documents that they need to give to a convincing solicitor who they engaged and the conveyancing solicitor will soon sit them down and say okay this is a situation you have to sign this mortgage deed in order to secure the funds to buy the house so if you do that now itll all go through so they sign on the dotted line and that document is taken by the bank and deposited in a private account and they then pretend to lend that money back to the customer that compound interest for 25 years in other words the mortgage deed that is signed is the credit thats created it creates the credit and then that credit they pretend to land back at compound interest for 25 years so the second aspect of it that must be considered is its actually illegal to sign any mortgage deed to a property that you dont yet own and that point was
