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In this video tutorial, the importance of having a conversation with the loan officer to double and triple check the application is emphasized. Getting pre-approved and obtaining a pre-approval letter from a lender is discussed, with the question of whether it is free being addressed. The speaker, Stephanie, has over 18 years of experience in helping customers with their mortgage financing and is passionate about providing mortgage and homebuyer education. While getting pre-approved should ideally be free, some lenders may charge an application fee. Stephanie is a licensed loan officer in certain states including Louisiana, Mississippi, Alabama, and Florida.
