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Its usually the Small Things in a financial and retirement plan that make the biggest difference so today I want to share some tips and tricks with you as someone that builds Financial plans day in and day out for 20 years Ive seen every single situation Under the Sun I want to give you four tips today to help you make better decisions as you enter into retirement things that your retirement and financial plan should have and I have one bonus tip at the end so stay tuned for that retirement planning tip number one is know when you can retire and I just completed my phone calls for the day I do about four to five phone calls on every Monday Wednesday and I just finished mine for the day and all four people had no idea when they could retire but that was the main reason they were contacting me they were asking Adam I need a financial plan put together so that if I get fired tomorrow if I get frustrated with my job or anything happens I know if I can retire or if I need to continue to w