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hey guys attorney mark victor here with the attorneys for freedom law firm look im getting lots of questions about how does this attorneys on retainer program compare with usccas program what are the comparisons pluses and minuses those kinds of things and look i just happen to have here in front of me the uscca self-defense liability coverage form i think this is great unless youre charged with a crime because uscca specifically tells you they dont cover crimes if youre charged now lets lets talk about the contract here as im looking on page two where it says exclusions its very clear this policy does not apply to and provides no insurance for b criminal acts whats a criminal act any criminal act by any insured including any injury or damage caused by or during any criminal act of any insured so if you think that youre purchasing the uscca plan because you want coverage if youre charged with a crime theyre specifically telling you right in their contract there is no cove