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now heres where it gets tricky for us to follow what they did they use the process which on Wall Street is called selling forward what that means is if those of you who are familiar with the stock market its like short selling it means you can sell something you dont have so right in the documentation it says weve got this spreadsheet that has all these mortgages and notes but theyre not the real mortgages and notes were gonna fill those in later now a purchase agreement is executed between the special purpose vehicle and the aggregator who created the original pool that the mortgage and note was put into now why am i going backwards here because this is the way it happened first they sell the security and get the money then they make a deal to buy the pool of assets then they go out and market to homeowners and get them to sign notes and mortgages and other documentation and the way this is done is that the aggregator signs an agreement with originators of loans so those would b