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clearly any exchange user should be able to withdraw their funds at any time right proof of reserves is a cryptographic method that demonstrates and exchanges or institutions ability to honor withdrawals from its platform at all times it consists of two parts assets which are represented by a pool of s held within a set of exchange addresses and liabilities which would be a current record of customers deposits these two should be equal at all times since custodial financial institutions like centralized exchanges are not supposed to be utilizing customers funds for other purposes