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as we head into bank earnings thereamp;#39;s a phrase youamp;#39;re probably going to hear a lot of it is net interest margin so I want to tell you exactly what that means itamp;#39;s the difference between the interest that a bank pays out and what it brings in so in other words a bank takes in deposits from you from companies and it pays interest on those deposits so thatamp;#39;s the money that it pays out then it also loans out money to you for your home for example to businesses and then it collects interest as a result of lending out that money the difference between those two numbers that is commonly referred to as net interest margin so in other words if Iamp;#39;m depositing my money in the bank and collecting three percent interest on that and then also if I am borrowing money from the bank for whatever it may be and Iamp;#39;m paying seven percent say on that loan the difference between those two four percent thatamp;#39;s the net interest margin but to get a little w
