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hey guys whats up welcome to Houston inside out I am your host James J and today we are talking about locking in your interest rate its not as easy as it sounds and its definitely one of those things that is super important because it could cost you a lot of money if you dont lock and of what I would say will be at appropriate time but definitely something to talk about because were getting into the the heat of buying and selling season in the real estate industry and a lot of people are gonna be looking at locking in interest rates and so were gonna talk a little bit about locking in interest rates and then why its important how how lenders go about doing it and can answer any questions that you may have about it so basically all that that an interest rate lock is its just really an agreement between the the borrower and the lender so its agreement between the bar and a lender that actually allows the borrower lock in the interest rate on a mortgage over a specified time per