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hey credit Warriors credit shifu here and today we are going to be asking the question why donamp;#39;t you s credit cards use chip-and-pin well they are halfway there they do use chip which was brought in a few years ago but typically US credit cards do not have pin numbers for purchases and so to talk about this weamp;#39;ll first have a look at kind of the history or magnetic strips and chips okay so the magnetic strip which is on the back of a credit card itamp;#39;s actually 1950s technology itamp;#39;s very old and it basically just contains the numbers you know the credit card number the expiry date etc okay now the EMV chip which EMV by the way stands for europay MasterCard and Visa the three companies that were behind the technology and the e of EMV chip was created to make a more secure option for credit cards okay and what these EMV chips do is they actually generate a one-time code for each transaction and after that transaction is finished that code is gone itamp;#39;
