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Choosing a bad credit card could be a mistake that haunts you for years, and with so much complicated information out there, its easy to understand why you might not feel ready for your first credit card. But having a great credit card comes with a ton of benefits such as the ability to build your credit score, protection against fraud, and of course, rewards like cash back and miles! So in this video, Im going to go over all the things you need to know about getting a credit card so you can feel confident youre making the right choice. And if youre just looking for a recommendation for what credit card to get, Ive got you covered as well in a video Ill link in the description below. So lets get started! First things first, a credit card allows you to pay for things on credit, which means to use borrowed money. Its important to understand that when you pay with a credit card, nothing is actually coming straight out of your bank account. Instead, the bank that issued you the car