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[Music] and todays question comes from matthew in tennessee my fiance and i will be getting married in november were both 20 years old i make 60 000 as a welder she makes 12 000 as a preschool teacher and is in college i have no debts and also 401k she has about five thousand dollars in student loans and a car loan we have an apartment together and a joint bank account that i put money in for her to handle my bills while im out of town for work how does the whole process what does the whole process look like when combining finances after getting married um well matthew sound like youre kind of already doing it a little bit so between now and november i know it sounds like a hassle but honestly i would still practice separating those finances until you guys officially are married in november stuff happens and you never know so i would still keep things separate i would not pay on her debt right now i would be paying my own bills again keeping it separate until you guys get married