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in todays video Im going to give you seven different ways that you can dispute a difficult account such as a charge off and youre going to want to make sure you stay till the end of this video because Im also going to show you exactly how your dispute letter should be structured to get the maximum results hey whats up my name is Kristen if you dont know me already Ive been right here on YouTube for eight years with over 800 videos showing consumers just as yourself just like me that you can permanently and legally remove negative items from your credit report without paying for zillions of dollars and without having to go to another company now if this is something that you would like to see if I personally can do for you use a link down in the description or at the top of your screen schedule a call with me and I will see if I can help and youll also find some other awesome stuff as well as some phrase out down in the description so make sure you head down there after you sma