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if youve had credit cards for a while youve probably had a credit limit increase at some point in the past if you havent already you probably will if youre just starting out on this journey now what will happen you get a letter that will tell you your increases going from X to Y when its gonna be applied but cred lemme increases are as mysterious as they are appreciated by the people who receive them who gets them why did they get them when do they get them how do the powers that be decide whos gonna get them lets go through all of this one thing at a time lets hit it [Music] lets start with the most common way to people get accredited increase and this is through a batch creme limit increase CLI program and what this means is a credit card company will operate a regular sometimes monthly process where customers get selected for a curling increase using some relatively straightforward metrics therell be a few cuts so for example if youre each ization is too low you wont be