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key points in the subtitles is that the U.S. unemployment rate is 7.9%, with over 15 million Americans filing for unemployment since the pandemic started. It is uncertain when the economic recession will end. The pandemic has changed what it means to be a student, with many considering going back to school for a graduate degree. The cost of a masters program is estimated to be around $19,570 per year at public universities, $43,380 per year at private universities, and over $80,000 per year at some schools like Georgetown University. The question raised is whether an online masters degree is worth the money.