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[Music] you [Music] how would you know the video this video is gonna be about combining credit cards now its just a little quick strategy you can use in order to you know maximize money on one of your cards as well as it might even help your total average number years of history so lets say for an example you got a Capital One car two years ago and you got a capital one card maybe a month ago the one limit you had was $1000 on the first card the second card gave you $700 all right your average history down but say you had only two cards for example I could have more well say you had two cards so its the average of both your credit lines together so one is two years old one is right now so Im basically looking at a one year history combined okay what you can do is that once you combine those cards you want to combine the newest one with the oldest one that way that actual extra money of limit goes on that car so you go from a thousand of $1,500 in the credit limit as well as now yo