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[Music] good afternoon everyone im joanne coons and im here with my partner jackie durham it is tuesday november 10th today were coming to you to talk about how to buy a business and were going to be looking at the business purchase contracts that are um customarily used when acquiring a business and we are looking at the two different manners to do so one asset purchase to stock purchase those are two totally different types of ways to acquire a business um in the contract provisions that affect those two are are different and have some similarities and jackie is as always um got her big magnifying glass out on those on those provisions and the differences and the nuances and where those pitfalls and traps are so we do see a lot of similarities between the agreements and oftentimes i know when people initially call or docHub out and i speak to them ill ask are you doing a stock purchase are you doing an asset purchase and frequently they are uncertain um of what type of transacti