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Moving in with a partner is exciting, but figuring out how to manage finances can be challenging, especially when the first rent bill arrives. Unlike previous generations, who typically combined their lives and finances upon moving in together, today's couples face different dynamics. In the past, 65% of children had a stay-at-home mom and a working dad, but that figure has now dropped to 22%. The rise of women as primary earners and declining marriage rates have transformed family structures. Currently, 25% of parents living with their child are unmarried, signifying a shift in relational and economic patterns compared to previous decades.