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fintech startups are really exciting because theyre innovating in the finance space which is typically a little bit slower moving so theyre bringing things like new features like early wage access that plus like an easier user experience was just really exciting for people so what caused fintech to get so much attention and excitement initially is theres a lot of potential you know when you think about meeting customers where they are delivering banking services more cheaply and efficiently theres really a lot of opportunities to to give better services to people and for much cheaper and so that combined with covid a surge in online transactions people not wanting to go to a bank in person really created a lot of Tailwinds behind fintech and a ton of interest in investing there are a bunch of companies getting attention during the past few years stripe is a is a big one theyre a payments giant who makes who make payments a lot easier and they were valued at 95 billion dollars in