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titles search.com here Dave at AFX title U my colleague in client services David Mitchell reminded me that we a lot of times hear the request for whatamp;#39;s called free and clear title on real estate and the reality is the the phrase free and clear title is not normally used within the real estate or title industry free and clear title implies that the title is completely clear completely free of any type of claims against it um in practical terms what most people are looking for are are there no leans on the property are there no encumbrances on the property um in general thereamp;#39;s no property that really is free and clear of any claims for example even if um today you bought a property for cash had no mortgage there were no leans if today for example is February um 8th 2013 um there are 38 days or so or 39 days or so of 2013 which have um existed each one of those days has ACR real estate property tax now that tax is not due itamp;#39;s not delinquent itamp;#39;s not you