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buying a home can be stressful if youamp;#39;re not prepared for all the expenses from appraisal fees to Title Insurance there are many costs to consider when closing on a house so itamp;#39;s crucial for you to know all of the closing costs and other fees youamp;#39;ll have to pay these items can be added to a cost sheet which allows you to easily refer to throughout the process to ensure you know what a financial obligations you have when itamp;#39;s time to close some fees listed May ultimately be paid by a seller should negotiations result in this change but for the most part the responsibility falls on you as the buyer to pay off each charge listed on a cost sheet which is typically given to you by your lender thank you for watching my name is Kevin Mitchell your Washington realtor with fathom Realty and this is real estate word of the day