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A former Louisiana sheriff's dispatcher, Kellen Spadoni, became a millionaire overnight due to a bank error that transferred over $1 million into her account instead of the intended $82.56. Instead of reporting the mistake, she quickly moved the funds to another account and used them to buy a home and an SUV. Spadoni has since been arrested for theft and is facing a lawsuit from Charles Schwab for ignoring their attempts to retrieve the funds. Legal experts discuss the ramifications of the error, noting that while it was a mistake by the bank, it does not legally entitle Spadoni to keep the money.