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In this discussion, Amanda outlines the insurance process for early intervention services for children through HMO plans. She explains that HMO insurance requires the use of in-network providers. The first step is to verify benefits through the central billing office, which checks the available in-network providers. They will also coordinate with the child's pediatrician to obtain a necessary referral for an approved provider. If no in-network provider is available for early intervention, a waiver may be issued to allow access to alternative services.
