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If high car insurance rates are due to accident history or lapses in auto insurance, the information may come from LexisNexis. To address this, create an affidavit that includes LexisNexis' name, the name of your policy carrier, and the policy number for each account listed on your LexisNexis record. The affidavit will address discrepancies and violations of the Fair Credit Reporting Act. It should be concise yet impactful, highlighting inaccuracies. After notarizing the affidavit, send it to the credit bureaus to facilitate deletions and potentially lower your car insurance rates.
