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A durable power of attorney involves two parties: a principal and an agent designated to handle the principal's financial matters. This agreement is typically documented in writing. While a spouse is commonly chosen as an agent, the principal can select anyone they trust, often recommending someone who is a beneficiary in their will. The principal may appoint multiple agents to make decisions together or designate an alternative agent if the primary agent is unable to act. The key distinction between durable and general power of attorney is that the latter ceases upon the principal's incapacitation, while the durable power remains effective until the principal's death or a revocation of the document.
