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alright well Kevin since you came up with a topic that was supposed to be nine minutes and turned out to be three minutes you could come up with another question in regards to title give me give me a question that you come across all the time that youre amazed that people dont know the answer to go ahead whats the scenario well he helped me out on this one Kevin helped you oh my god I just thought that just hit my head Kevin help us Kevin help you should put that on thats my god you got to put that on your business card cool actually Kevin helped us okay by the way I get a percentage of that if that works out mortgage mistress I get cheated I feel a little rough so what was what happened going to Kevin help to me so I had a family that Ive been working with for years and years and years and they have a property together parents are on title and two sisters were on title okay one of the sisters had passed away okay and what they were hoping to do was refinance oh also loan was onl