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can i secure a loan for a business before i have the apa signed by the seller and all the business information okay so a couple couple part answer to this uh the process of getting a loan should start before you have a signed asset purchase agreement depending upon if youre going with an sba loan or if youre going with a conventional finance loan starting that process with the bank is important you do not want to try to start the process of getting a loan with a bank that has no familiarity with fedex loans we deal with this with clients all the time that come to us and say spencer you dont get it ive got a really good banking relationship with my local or regional bank they havent done any fedex deals but they know me they know my background ive gotten successful loans from them this is going to work ive heard that story so many times i i brought that story to the table as a new contractor im telling you if the bank does not have fedex experience it makes the process infinite