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true letamp;#39;s just start with taxes I mean would you know that is got to be one of the first things you look at when youamp;#39;re buying a non-performing loan is if theyamp;#39;re not paying the mortgage theyamp;#39;re probably not paying the property taxes now the serer or the the current owner might be paying the property taxes which would be an ideal situation right and um if theyamp;#39;ve paid enough years of the property taxes you know when youamp;#39;re buying the principal balance and the past the P du stuff thereamp;#39;s going to be estro advances that youamp;#39;re acquiring so you can get reimbursed for stuff that you havenamp;#39;t paid for but if there is a tax bill out there that you havenamp;#39;t that that hasnamp;#39;t been paid that can clean out your profits like like that can straight up I mean you could be buying a $100,000 property and thereamp;#39;s uh three you know couple years of pass due taxes totaling 17 grand