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In this tutorial, the presenter discusses the pitfalls of rent-to-own agreements from a lender's perspective. They express skepticism about entering such arrangements, citing the common presentation that it's a solution for those with poor credit, as payments will contribute towards a down payment. However, the speaker warns that many rent-to-own deals can go awry. Key concerns include the potential for scams and the necessity for the seller to be legitimate. Even when dealing with reputable companies, the speaker highlights that there are specific requirements for rental payments to qualify as a down payment, emphasizing the complexity and risks involved in these agreements.
